There are various mortgage options, including fixed-rate, variable-rate, and Islamic mortgages. We’ll guide you through the specifics and help you choose the most suitable one based on your financial situation.

LTVs can vary depending on your nationality and the type of property. The maximum LTV is 80% for Expats and 85% for Emiratis. For off-plan properties (still under construction), the LTV can be up to 50% of the unit’s value. However, it will depend on the stage of construction and the developer’s reputation.

Common documents include passport copies, residency visas, salary certificates, bank statements, and proof of address. Our consultants will provide a comprehensive list and assist you with the process.

The approval timeframe can vary depending on the lender and your application’s complexity. It typically takes between 4 to 6 weeks. We’ll keep you informed throughout the process.

Yes, depending on the lender’s policies, you might be able to leverage your existing property to secure a mortgage for your new purchase. Our consultants can explore this possibility with you.